Part of FMBCapital Holdings Plc, First Capital traces its roots back over 30 years to Malawi. In Botswana, where it was established in 2008 as a corporate bank, it has since expanded into private banking, retail services, and digital platforms. With operations across Malawi, Zambia, Mozambique, Zimbabwe, and Botswana, the group enables clients to manage multi-currency portfolios and access cross-border solutions that are essential for businesses operating in southern Africa.

In Botswana, the bank’s approach is built on local trust and personal relationships. Clients benefit from direct access to decision-makers, helping fast-track solutions in key sectors such as manufacturing, agriculture, and tourism. Digital transformation is a major pillar.

Integrations with platforms like Orange Money, along with enhanced onboarding and digital banking, have positioned First Capital Bank among the country’s digital leaders.

Private banking is also on the rise, with growing demand from high-net-worth individuals seeking bespoke investment solutions. Services developed in Botswana are often scaled across the FMBCapital network, creating regional efficiencies and innovation.

Governance is a cornerstone of the bank’s operations, supported by strong compliance, transparency, and decentralized decision-making. This structure enables agility while maintaining high standards. These strengths have earned the bank multiple awards, including Best Corporate Bank, Best Retail Bank, and Best Customer Service Bank Botswana.

Beyond banking, First Capital remains active in community development. Its corporate social responsibility efforts support education, healthcare, and youth-focused initiatives, with teams across the bank helping to identify and drive projects that create meaningful local impact.

The bank also plays a role in Botswana’s ethical diamond value chain by helping channel diamond revenues into productive sectors of the economy. In contrast to conflict regions, Botswana’s diamonds fund hospitals, schools, and roads, making every purchase a contribution to national development.

What drives First Capital is not just strategy, but belief — that progress begins with trust. It’s why across the region, Belief Comes First.